Across all lenders, here is how decided mortgage applications in Miami-Dade County turned out in HMDA filing year 2025, by loan type.
| Loan type | Decided applications | Approved | Denied |
|---|---|---|---|
| Conventional | 47,856 | 65.5% | 34.5% |
| FHA | 7,227 | 70.8% | 29.2% |
| VA | 1,109 | 71.6% | 28.4% |
Approved = originated plus approved-but-not-accepted. Denied = denied. Withdrawn and incomplete files are excluded. Source: FFIEC/CFPB HMDA Data Browser API, filing year 2025.
Ranked by HMDA records filed for the county, which include every action type. Source: FFIEC/CFPB HMDA Data Browser API, filing year 2025.
The full report breaks approval and denial rates out lender by lender for one loan type and adds CFPB complaint counts. It cannot split by credit score, because the public HMDA aggregation has no credit-score field.
Get the lender-by-lender report for Miami-Dade County
LenderLedger reports public HMDA and CFPB records. It is not a lender, mortgage broker, or financial adviser. Past approval rates describe who applied to a lender, not the outcome of any one application, and public HMDA data has no credit-score field.