LENDER APPROVAL RATES

Know Which Lenders Actually Approve Loans Like Yours

See every lender's real approval and denial rate in your county and loan type, before you choose who gets your application.

Every rate comes from the public HMDA record published by the FFIEC and CFPB, and each one names its filing year and source.

TakesSeconds, delivered instantly

Your liftPick a county and loan type. No account

Cost$9.99 once, no subscription

If no lender has enough decided applications in your county and loan type, you get a full refund automatically.

FFIEC/CFPB HMDA Data Browser API CFPB Consumer Complaint Database API US Census TIGERweb FFIEC/CFPB HMDA Data Browser API CFPB Consumer Complaint Database API US Census TIGERweb

What arrives

The report, not a dashboard

For house hunters choosing a mortgage lender this week, we show each lender's real approval and denial rate in your county and loan type, unlike lender websites and rate-comparison sites that only advertise their best case.

01
Choose your county and loan type
Tell us where you are buying and what kind of loan you need, such as conventional or FHA.
02
We pull the public record
The report is built the moment you ask from HMDA filings, with Census boundaries matching your county.
03
Read every lender's real rate
You get each lender's approval and denial rate, its filing year and source, and its CFPB complaint count.

Sample only: illustrative layout of a real report. Lender names and figures are placeholders, not data.

2025 filings	Sample Lender A: 88.4% approved	412 decided FHA applications	FFIEC/CFPB HMDA Data Browser
2025 filings	Sample Lender B: 79.1% approved	236 decided FHA applications	FFIEC/CFPB HMDA Data Browser
2025 filings	County, all lenders: 84.0% approved	5,900 decided FHA applications	FFIEC/CFPB HMDA Data Browser
Last 12 months	Sample Lender A: 41 complaints	Statewide, matched by company name	CFPB Consumer Complaint Database

Who it is for

Built for one decision

Nobody browses this. People arrive with a question and a deadline.

House hunters choosing a lender this week

You are about to give one lender your application, and this shows how each one has actually decided applications like yours locally.

Buyer's agents and loan-shopping advisers

Compare lenders for a client's county and loan type from one sourced report, instead of relying on what each lender advertises.

The fair questions

Answered before you ask

Why not just check lender websites or a rate-comparison site?

Those pages advertise each lender's best case, such as a low rate for a perfect borrower. This report shows what lenders did with real applications in your county and loan type.

Is this advice on which lender to pick?

No. It is a report of public records, and it does not rank a lender as right for you or predict your own result. The decision stays with you.

What if the numbers are thin where I am buying?

A lender only appears when it has enough decided applications in your county and loan type. If none do, the software refunds you in full automatically.

Questions

Everything else

Where do the numbers come from?

From the public HMDA record published by the FFIEC and CFPB. Every rate names its filing year and source, and county boundaries come from US Census TIGERweb.

What does the report show?

Each lender's approval and denial rate in your county and loan type. Complaint counts come from the CFPB Consumer Complaint Database.

Do I need an account?

No. You pick a county and loan type, pay $9.99, and the report is delivered instantly.

How does the refund work?

If the report finds no lender with enough decided applications in your county and loan type, the software issues a full refund automatically. You do not need to ask.

How do I get an earlier report back?

Go to /recover and enter the email you paid with. Your earlier report is retrieved there.